02 Jun 2009, 08:43 am
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Veteran Tremekian
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Top 20 Most Expensive Cars to Insure
Quote:
Top 20 Most and Least Expensive Cars to Insure
Jun 2nd, 2009 by Ross Edwards
Insure.com has compiled a list of the top 20 most and least expensive vehicles to insure for the 2009 model year. They ran the numbers for more than 300 cars and found out what a 40 year-old man with a $500 deductible would pay.
Topping the list is Nissan’s “budget supercar,” the GT-R. We’ll refrain from ranting about how surprisingly expensive the GT-R is, but this will be one more argument against the Datsun supercar killer.
In Nissan’s defense, “budget” doesn’t necessarily mean “inexpensive”.
The top 20 most expensive cars to insure is mostly made up of sports cars and luxury SUVs, which fall into the ‘if you can afford the car, you can afford the insurance’ category. The big surprises are the Cobalt SS and Honda S2000, both great sports cars with great bang-for-the-buck. Unfortunately, cheap sports cars end up driven badly and crashed a lot, so when you’re shopping for an S2000 or Cobalt SS, make sure to get insurance quotes before you sign any papers.
Insure.com explains that the vehicles in the top 20 are probably there mostly due to the driving styles of owners, and sports cars inspire aggressive driving. That also explains the H2 and Escalade, a recent study found that they were among the most ticketed cars last year.
The 20 most expensive 2009 vehicles to insure.
Rank Average Premium Vehicle
1 $2,533 Nissan GT-R
2 $2,446 Dodge Viper
3 $2,236 BMW M6
4 $2,186 Ford Shelby GT500
5 $2,088 Mercedes-Benz G-Class
6 $2,071 Audi S8
7 $2,020 BMW M5
8 $1,912 Hummer H2
9 $1,881 Lexus ISF
10 $1,819 Porsche 911
11 $1,762 Chevrolet Cobalt SS
12 $1,717 Jaguar XK Series
13 $1,714 BMW M3
14 $1,694 Cadillac XLR
15 $1,637 Audi R8
16 $1,603 Land Rover Range Rover
17 $1,592 Cadillac Escalade EXT
18 $1,587 Honda S2000
19 $1,584 BMW X6
20 $1,577 Mercedes-Benz SL-Class
The bottom 20 is less surprising than the top, as it’s pretty much a snoozefest. The only interesting part is that the top (bottom?) five cars are all made by Hyundai or Kia, cementing their position as the place to go when you want the most value for your dollar. The Jeep Wrangler also made the list, which inspires me to give up the sports car and start off-roading.
The 20 least expensive 2009 vehicles to insure.
Rank Average Premium Vehicle
1 $832 Hyundai Santa Fe
2 $840 Kia Sportage
3 $848 Hyundai Entourage
4 $857 Kia Sedona
5 $870 Kia Rio5
6 $871 Honda Odyssey
7 $881 Smart Fortwo
8 $911 Saturn Vue
9 $913 Mazda Tribute
10 $915 Chrysler Town & Country
11 $921 Scion xB
12 $929 Mazda Mazda5
13 $936 Volkswagen Passat
14 $939 Jeep Wrangler
15 $951 Honda Accord
16 $954 Suzuki Forenza
17 $955 Lincoln Town Car
18 $957 Mazda Truck
19 $959 Chevrolet Impala
20 $960 Dodge Grand Caravan
Also of interest is that the people over at insure.com don’t know the difference between a supercharger and a turbocharger. The story included this confused line:
“The GT-R’s supercharged engine helped drive it to the top of the list. It’s a 3.8-liter twin-turbocharged 24-valve V6 with 485 horsepower.”
Somebody needs to inform them that this isn’t a ‘blinker’ vs ‘turn signal’ issue where there are two words for the same thing.
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Top 20 Most and Least Expensive Cars to Insure | PriceWheels Blog
Last edited by Soup; 04 Jun 2009 at 06:36 am.
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