Tremek Car Video Forum

clovevo · 07 Sep 2006, 01:38 pm

state of floirda, ok. my insurance is through the roof b/c of speeding tickets, wreckless driving, careless driving, 2 crashes and my lisence being suspended a couple times. if i go without driving and without insurance, will my fee for insurance go down after say 2 years? and will it go down some amount of time after one incident or all together? somebody help me. i want my lancer back im makin payments on it still but i cant drive it... sumb!tch

Soup · 08 Sep 2006, 06:04 am

Quote:

Originally Posted by clovevo

i want my lancer back but i cant drive it

There's your problem

Just kidding, as far as I know, incedents go off your record after a certain amount of time, not after a certain amount of time with a clean driving record, so they would go off one at a time, but I could be wrong. Your best bet would be to call your insurance company and ask them.

97talon · 08 Sep 2006, 06:31 am

If I remember correctly it's atleast 3 years for something to be taken off your record. And that's 3 years from each one not all at once.

HKSemo · 08 Sep 2006, 05:43 pm

Quote:

Originally Posted by 97talon

And that's 3 years from each one not all at once.

that would suck for him

JJPEA · 08 Sep 2006, 08:52 pm

use a wreck as an example, when your insurance company closes the record for an accident that you were found to be at FAULT, on that day and only that day will the insurance company start the time. if it takes the insurance company a year to settle a claim and close the record, then a year from when you had had the wreck is when the five years will start. depending on your insurance company, the premium for your policy should stay the same until either it is renewed or the record has been closed. either way, sell the lancer, what is that anyway, and get a decent vehicle that will be easy on your wallet for the next year or two. you might have to be seen ride'n dirty in a four door. don't worry you want be the only one being laughed at, there are plenty of SRt-4s out there. as an adult you have to ask yourself, how you got where you are now? i might pick at you about the car, but i almost got where you are at now. my insurance was more than the car payment, i sold the car and got something cheap. i learned my lesson the hard way just like you must learn yours. good luck.
P.S. if you plan on sticking with the same insurance company, from this date on, get everything in writing, ask them to send you a letter stating that the color red doesn't increase you insurance payment, that will freak'em out. your lancer is red, right?

97talon · 09 Sep 2006, 09:09 am

Quote:

Originally Posted by clovevo

state of floirda, ok. my insurance is through the roof b/c of speeding tickets, wreckless driving, careless driving, 2 crashes and my lisence being suspended a couple times. if i go without driving and without insurance, will my fee for insurance go down after say 2 years? and will it go down some amount of time after one incident or all together? somebody help me. i want my lancer back im makin payments on it still but i cant drive it... sumb!tch

After reading that again, maybe it's better if you don't drive.

Hypercomp01 · 09 Sep 2006, 06:36 pm

/\ /\ /\ X2...
Stop driving like a d1ck.

97talon · 09 Sep 2006, 07:41 pm

Quote:

Originally Posted by Hypercomp01

Stop driving like a d1ck.

My d1ck probably drives better.

Hypercomp01 · 10 Sep 2006, 07:55 pm

How can it drive if it cant reach the pedals?

97talon · 11 Sep 2006, 04:57 am

Quote:

Originally Posted by Hypercomp01

How can it drive if it cant reach the pedals?

It will figure it out.

Hypercomp01 · 11 Sep 2006, 03:59 pm

Quote:

Originally Posted by 97talon

It will figure it out.

All it needs is the key hole.

Or the cig lighter...

GT-FOUR · 13 Sep 2006, 04:33 am

The Time It Takes To Clear Your Record Is Considered To Be Insured Time....... The Companies Need You To Prove That You Have Improved Or Matured As A Driver. That Cant Happen If You Dont Have Insurance, Because Then They Assume Your Not Driving.

clovevo · 10 Jul 2007, 11:41 am

right thanks guys i got a motorcycle and i dont need insurance but i am being very careful not to crash or get puled on it

EH! · 10 Jul 2007, 05:22 pm

best bet would be to get a slow ass daily driver like a little geo or something... or do what you did a bike...
have fun lol

97talon · 10 Jul 2007, 11:28 pm

Only a matter of time before the bike goes too fast...

07 Sep 2006, 01:38 pm	#1 (permalink)
clovevo Fresh Noob Join Date: Jun 2006 Location: reeferview Posts: 13 clovevo's Gallery	unriddle this state of floirda, ok. my insurance is through the roof b/c of speeding tickets, wreckless driving, careless driving, 2 crashes and my lisence being suspended a couple times. if i go without driving and without insurance, will my fee for insurance go down after say 2 years? and will it go down some amount of time after one incident or all together? somebody help me. i want my lancer back im makin payments on it still but i cant drive it... sumb!tch

09 Sep 2006, 06:36 pm	#7 (permalink)
Hypercomp01 Senior Tremekian Join Date: Apr 2005 Location: In a van down by the River! Posts: 1,729 Hypercomp01's Gallery	/\ /\ /\ X2... Stop driving like a d1ck. __________________ "Bite my shinny metal ass" - Bender.

10 Sep 2006, 07:55 pm	#9 (permalink)
Hypercomp01 Senior Tremekian Join Date: Apr 2005 Location: In a van down by the River! Posts: 1,729 Hypercomp01's Gallery	How can it drive if it cant reach the pedals? __________________ "Bite my shinny metal ass" - Bender.

10 Jul 2007, 11:41 am	#13 (permalink)
clovevo Fresh Noob Join Date: Jun 2006 Location: reeferview Posts: 13 clovevo's Gallery	Re: unriddle this right thanks guys i got a motorcycle and i dont need insurance but i am being very careful not to crash or get puled on it

10 Jul 2007, 05:22 pm	#14 (permalink)
EH! Senior Tremekian Join Date: Jan 2006 Location: Drunkin Duncan Posts: 1,344 EH!'s Gallery	Re: unriddle this best bet would be to get a slow ass daily driver like a little geo or something... or do what you did a bike... have fun lol __________________ 1988 chevy pickup SCREEMIN SEAMEN 2002 Yamaha YZF 426

08 Sep 2006, 06:31 am	#3 (permalink)
97talon VIPER>ZR1 Join Date: Feb 2005 Location: Laconia NH Posts: 20,696 97talon's Gallery	If I remember correctly it's atleast 3 years for something to be taken off your record. And that's 3 years from each one not all at once.

08 Sep 2006, 08:52 pm	#5 (permalink)
JJPEA Fresh Noob Join Date: Oct 2004 Posts: 13 JJPEA's Gallery	use a wreck as an example, when your insurance company closes the record for an accident that you were found to be at FAULT, on that day and only that day will the insurance company start the time. if it takes the insurance company a year to settle a claim and close the record, then a year from when you had had the wreck is when the five years will start. depending on your insurance company, the premium for your policy should stay the same until either it is renewed or the record has been closed. either way, sell the lancer, what is that anyway, and get a decent vehicle that will be easy on your wallet for the next year or two. you might have to be seen ride'n dirty in a four door. don't worry you want be the only one being laughed at, there are plenty of SRt-4s out there. as an adult you have to ask yourself, how you got where you are now? i might pick at you about the car, but i almost got where you are at now. my insurance was more than the car payment, i sold the car and got something cheap. i learned my lesson the hard way just like you must learn yours. good luck. P.S. if you plan on sticking with the same insurance company, from this date on, get everything in writing, ask them to send you a letter stating that the color red doesn't increase you insurance payment, that will freak'em out. your lancer is red, right?

13 Sep 2006, 04:33 am	#12 (permalink)
GT-FOUR Fresh Noob Join Date: Feb 2006 Location: nyc Posts: 39 GT-FOUR's Gallery	The Time It Takes To Clear Your Record Is Considered To Be Insured Time....... The Companies Need You To Prove That You Have Improved Or Matured As A Driver. That Cant Happen If You Dont Have Insurance, Because Then They Assume Your Not Driving.

10 Jul 2007, 11:28 pm	#15 (permalink)
97talon VIPER>ZR1 Join Date: Feb 2005 Location: Laconia NH Posts: 20,696 97talon's Gallery	Re: unriddle this Only a matter of time before the bike goes too fast...

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