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Old 07 Sep 2006, 01:38 pm   #1 (permalink)
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Default unriddle this

state of floirda, ok. my insurance is through the roof b/c of speeding tickets, wreckless driving, careless driving, 2 crashes and my lisence being suspended a couple times. if i go without driving and without insurance, will my fee for insurance go down after say 2 years? and will it go down some amount of time after one incident or all together? somebody help me. i want my lancer back im makin payments on it still but i cant drive it... sumb!tch
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Old 08 Sep 2006, 06:04 am   #2 (permalink)
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Quote:
Originally Posted by clovevo
i want my lancer back but i cant drive it
There's your problem
Just kidding, as far as I know, incedents go off your record after a certain amount of time, not after a certain amount of time with a clean driving record, so they would go off one at a time, but I could be wrong. Your best bet would be to call your insurance company and ask them.
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Old 08 Sep 2006, 06:31 am   #3 (permalink)
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If I remember correctly it's atleast 3 years for something to be taken off your record. And that's 3 years from each one not all at once.
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BLAH IM FORD RICER IN DISGUISE I DONT NEED WOMENZ BECAUSE I HAVE A VAAAGGGIIINNNNAAA
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Old 08 Sep 2006, 05:43 pm   #4 (permalink)
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Quote:
Originally Posted by 97talon
And that's 3 years from each one not all at once.
that would suck for him
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Old 08 Sep 2006, 08:52 pm   #5 (permalink)
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use a wreck as an example, when your insurance company closes the record for an accident that you were found to be at FAULT, on that day and only that day will the insurance company start the time. if it takes the insurance company a year to settle a claim and close the record, then a year from when you had had the wreck is when the five years will start. depending on your insurance company, the premium for your policy should stay the same until either it is renewed or the record has been closed. either way, sell the lancer, what is that anyway, and get a decent vehicle that will be easy on your wallet for the next year or two. you might have to be seen ride'n dirty in a four door. don't worry you want be the only one being laughed at, there are plenty of SRt-4s out there. as an adult you have to ask yourself, how you got where you are now? i might pick at you about the car, but i almost got where you are at now. my insurance was more than the car payment, i sold the car and got something cheap. i learned my lesson the hard way just like you must learn yours. good luck.
P.S. if you plan on sticking with the same insurance company, from this date on, get everything in writing, ask them to send you a letter stating that the color red doesn't increase you insurance payment, that will freak'em out. your lancer is red, right?
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Old 09 Sep 2006, 09:09 am   #6 (permalink)
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Quote:
Originally Posted by clovevo
state of floirda, ok. my insurance is through the roof b/c of speeding tickets, wreckless driving, careless driving, 2 crashes and my lisence being suspended a couple times. if i go without driving and without insurance, will my fee for insurance go down after say 2 years? and will it go down some amount of time after one incident or all together? somebody help me. i want my lancer back im makin payments on it still but i cant drive it... sumb!tch
After reading that again, maybe it's better if you don't drive.
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BLAH IM FORD RICER IN DISGUISE I DONT NEED WOMENZ BECAUSE I HAVE A VAAAGGGIIINNNNAAA
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Old 09 Sep 2006, 06:36 pm   #7 (permalink)
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/\ /\ /\ X2...
Stop driving like a d1ck.
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Old 09 Sep 2006, 07:41 pm   #8 (permalink)
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Originally Posted by Hypercomp01
Stop driving like a d1ck.
My d1ck probably drives better.
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Blair showed me his tits, I wish i seen memphis' sunflower seed collection instead
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BLAH IM FORD RICER IN DISGUISE I DONT NEED WOMENZ BECAUSE I HAVE A VAAAGGGIIINNNNAAA
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Old 10 Sep 2006, 07:55 pm   #9 (permalink)
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How can it drive if it cant reach the pedals?
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Old 11 Sep 2006, 04:57 am   #10 (permalink)
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Quote:
Originally Posted by Hypercomp01
How can it drive if it cant reach the pedals?
It will figure it out.
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Blair showed me his tits, I wish i seen memphis' sunflower seed collection instead
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BLAH IM FORD RICER IN DISGUISE I DONT NEED WOMENZ BECAUSE I HAVE A VAAAGGGIIINNNNAAA
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Old 11 Sep 2006, 03:59 pm   #11 (permalink)
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Quote:
Originally Posted by 97talon
It will figure it out.
All it needs is the key hole.


Or the cig lighter...
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Old 13 Sep 2006, 04:33 am   #12 (permalink)
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The Time It Takes To Clear Your Record Is Considered To Be Insured Time....... The Companies Need You To Prove That You Have Improved Or Matured As A Driver. That Cant Happen If You Dont Have Insurance, Because Then They Assume Your Not Driving.
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Old 10 Jul 2007, 11:41 am   #13 (permalink)
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Default Re: unriddle this

right thanks guys i got a motorcycle and i dont need insurance but i am being very careful not to crash or get puled on it
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Old 10 Jul 2007, 05:22 pm   #14 (permalink)
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Default Re: unriddle this

best bet would be to get a slow ass daily driver like a little geo or something... or do what you did a bike...
have fun lol
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Old 10 Jul 2007, 11:28 pm   #15 (permalink)
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Default Re: unriddle this

Only a matter of time before the bike goes too fast...
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in heaven jesus thinks your a cu.nt for having an auto
Quote:
Originally Posted by American Psycho View Post
Blair showed me his tits, I wish i seen memphis' sunflower seed collection instead
Quote:
Originally Posted by Ford88 View Post
BLAH IM FORD RICER IN DISGUISE I DONT NEED WOMENZ BECAUSE I HAVE A VAAAGGGIIINNNNAAA
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